That's Funeral Advantage
Like everything today, funeral costs are rising. It's not uncommon for funeral costs to run tens of thousands of dollars, potentially leaving loved ones with a big financial burden. But there is a simple solution. The Funeral Advantage program was designed to be a one stop easy way for Americans to protect their loved ones from this possible financial hardship.
Funeral Advantage is a Final Expense Life Insurance Cash Benefit that offers easy qualification and a streamlined application process. Commonly known as burial insurance or funeral insurance, final expense insurance is designed to help cover end-of-life expenses. No health examinations are necessary — only a few health questions on a one-page application. Most people get coverage, even with health issues.
Family Support Services are provided at no additional cost to every policyholder through the Funeral Consumer Guardian Society® (FCGS). Upon the death of a Funeral Advantage policyholder, a live representative from the FCGS is ready to go into action on your family's behalf to help surviving loved ones cope with the many details that immediately arise.
You can read Lincoln Heritage Funeral Advantage reviews.
| What You Get With Funeral Advantage | What You Get With Other Final Expense Plans |
|
Fast Cash to Cover Final Expenses |  |
|
Approved Claims Paid in 24 Hours | |
 Professional funeral cost advice and price savings |
No guidance or savings |
Caring and experienced help for your loved ones |
No support offered |
Just a one-page application |
Confusing insurance applications |
No medical exam, just simple health questions | Tests, background checks? |
Perfect for families on a fixed income | |
The Life Insurance Cash Benefit
Funeral Advantage insurance policies are underwritten by Lincoln Heritage Life Insurance Company® — one of the nation's largest final expense insurance companies. We specialize in helping people cover their funeral costs and other final expenses.
- Cash benefits are paid within 24 hours, once a claim is approved.
- Whole life benefits available up to $20,000.
- No health examination necessary to apply, just a few health questions on the application.
- Easy, one-page application.
- Most people get coverage, even with health issues.
- Rate and benefit are locked in for the life of the policy for as long as premiums are paid.
- $100,000 additional benefit for accidental death available.
The Family Support Services
When a policyholder passes away — we want to make sure things go smoothly and easily for the loved ones taking care of the funeral arrangements. On your behalf, the Funeral Consumer Guardian Society (FCGS) immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.
- When you enroll for Funeral Advantage insurance coverage, you can also decide the style of funeral you want... a 2-page final wishes form makes it fast and simple.
- FCGS keeps your wishes safe and secure on file.
- Your loved ones get a 24-hour toll-free service number to call in time of need.
- FCGS immediately goes into action — comparing up to 3 different funeral homes to find the best price available.
- Families save an average of $1,850 on traditional funerals and up to $1,100 on cremation.
The FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone.
FCGS has saved policyholder families millions of dollars on funeral costs over the years.
Funeral Advantage Reviews
Every day, we receive letters and online reviews from beneficiary families who have experienced the fast claims service of the Funeral Advantage program. With approved claims paid in 24 hours, we ensure our policyholder families have the money they need to fulfill their loved one's final wishes. Read more Funeral Advantage reviews.
"I wanted to thank you so very much for the quick response in processing and handling my son’s claim.
Yes, having to use this policy has been sad but your prompt service to expedite payment to proceed with his funeral has been very much appreciated. I have had to handle a lot of the paperwork after his passing, and Lincoln Heritage has been very helpful and compassionate to me during this process. Thank you again for all the assistance with this claim for my son."
"I appreciate your deepest sympathy in the loss of my brother. Your service is fast with the process of the claim and I will recommend you to anyone without life insurance. Thank you for your service."
"Their help, communication and timeliness was excellent. I very much appreciate working with Lincoln Heritage. Thank you for the ease with which you made the process."
"Great experience. Timely response to everything that was needed. Thank you for your help making this terrible time a bit easier on my family and I."
"No hassle and fast. Very courteous and sympathetic and when they said the insurance check would be there right away it was. Awesome company! Thank you!"
"Thank you so much in the handling of my mother's claim on my behalf. Mom always worried that I had so much stress on me, taking care of her these last two years. These past few months she suffered ever so much with her cancer. I know she is smiling from Heaven and blessing you for all your help and words of comfort."
"I just wanted to let you know how I Appreciated the sympathy your staff showed me when dealing with your company. It has been hard dealing with my father's death and your company didn't send me through a lot of changes regarding his policy. Also, your company handled our claim in a timely manner. Again, thank you for your company and the excellent customer service."
"As a family, we want to express our deep appreciation for your promptness in processing our claim. Going through the death of a loved one is never easy, but your excellent timetable of response and the manner in which you responded is exemplary. The funeral home, which we dealt with, had never experienced such ease and convenience."
How Funeral Advantage Assists Seniors
Seniors are one of the most under-served age groups in the life insurance industry. Most life insurance companies focus on selling term insurance to younger age groups because the premiums are higher – making them more money. Most seniors don’t need term insurance. They need something that will help cover their end-of-life expenses like funeral costs and any medical bills they leave behind. But qualifying can be challenging, especially if you’ve had health issues.
That’s why Funeral Advantage was created. Funeral Advantage from Lincoln Heritage Life Insurance Company assists seniors and their loved ones by helping them plan and pay for their final wishes. With low rates starting at just $15 a month, Funeral Advantage is an affordable whole life insurance policy that helps families when they need it most.
Upon a Funeral Advantage member's death, there are literally hundreds of decisions to be made by the surviving loved ones — some potentially very costly. The Funeral Consumer Guardian Society (FCGS) immediately goes into action to help those in charge of funeral arrangements cope with the many details that immediately arise. Everything can go as smoothly as possible for your loved ones during a time of intense emotions and stress- That's Funeral Advantage.
Seniors are one of the most under-served age groups in the life insurance industry. Most life insurance companies focus on selling term insurance to younger age groups because the premiums are higher – making them more money. Most seniors don’t need term insurance. They need something that will help cover their end-of-life expenses like funeral costs and any medical bills they leave behind. But qualifying can be challenging, especially if you’ve had health issues.
That’s why Funeral Advantage was created. Funeral Advantage assists seniors and their loved ones by helping them plan and pay for their final wishes. With low rates starting at just $15 a month, Funeral Advantage is an affordable whole life insurance policy that helps families when they need it most.
Upon a Funeral Advantage member's death, there are literally hundreds of decisions to be made by the surviving loved ones — some potentially very costly. The Funeral Consumer Guardian Society (FCGS) immediately goes into action to help those in charge of funeral arrangements cope with the many details that immediately arise. With Funeral Advantage from Lincoln Heritage℠, everything can go as smoothly as possible for your loved ones during a time of intense emotions and stress.