Veterans have made many sacrifices for a cause that requires an immense amount of perseverance and dedication. Whether they pass away in combat or in old age, family and friends often want to plan a burial that’s as dignified as they were. Creating a memorial that commemorates their life, while also celebrating their service, is [...]
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When a loved one dies, grieving family members are left with countless decisions to make about the funeral – all of which need to be made quickly. These include: What kind of funeral should it be? Which funeral home should we use? How much should we spend? Is there anything we need to buy besides [...]
The practice of cremation has become as common as “traditional” burial in the United States. In fact, today, more than half of Americans choose cremation. By 2035, the National Funeral Directors Association estimates this figure will top 78 percent. Why do people decide on cremation? This rise in cremation procedures is a result of factors [...]
Life insurance can be a difficult topic. The subject is complicated, the options are many, and we often feel uncomfortable planning for the end of life. In addition, while most people recognize the value of life insurance, many are unsure about which type is best for them. One common question people have is, “What [...]
Everyone handles grief differently. There is no right or wrong way to work through the pain of coming to the end of one’s life. This is especially true for someone suffering with Alzheimer’s disease, a neurological disorder where the death of brain cells results in memory loss and impaired cognitive functioning. You must have a [...]
When a loved one passes away, the last thing on your mind should be how you’re going to pay for the funeral. Unfortunately, that’s not the case for many families. Fees vary based on geography and individual choices, but when you add it all up, the average funeral costs between $7,000 and $10,000. Some examples [...]
Planning a funeral for a loved one will be one of the hardest experiences you will ever have to face. This challenge can be made more complex, and more emotionally and physically exhausting, if you are making arrangements from afar. You’ve been a long-distance caregiver for a while now, and you are used to caring [...]
When shopping for life insurance, you’ll find that some insurance providers ask you to take an extensive medical exam – while others simply ask a few health questions. Regardless of the approach they take, insurance providers are simply trying to determine how much risk you’d present if you took out a policy with them. As [...]
The decision between cremation vs burial is a very personal one, often involving faith, family tradition, and personal beliefs. Cost can also be a consideration because there is a substantial difference between cremation costs and burial costs. Many people think of cremation as the cheaper option, but the cost of cremation vs burial can be [...]
When someone you love has died, the process of getting all of the paperwork together and planning the service can be overwhelming. What do you do first? Who should you call? Our checklist can help you with the decisions that need to be made before and after the funeral. Table of Contents Before the funeral [...]
Selecting the right life insurance agent is an important first step in ensuring you have someone on your side as you go through the world of insurance. Treat the search for an insurance agent as you would treat a search for a doctor or lawyer: seek multiple opinions and don’t settle for someone you’re not [...]
Not all life insurance policies require a medical exam. Smaller policies – like final expense insurance (also known as “burial insurance” or “funeral insurance”) – typically only require answers to health questions. These no medical exam life insurance policies are a great tool for those with health concerns who want to give their loved ones [...]
Preparing for a funeral may seem intimidating, but making your plans and wishes in advance allows you to decide on the specific items you want and need. Because funeral expenses can place a financial burden on families, comparing prices for services and products ahead of time can significantly reduce the burden on your loved ones. [...]
Environmental stewardship doesn’t need to stop at the end of life. Many people have begun viewing their final wishes through a green lens, taking the opportunity to help protect the environment when they pass away. This natural approach to funerals has led to an increase in green burial cemeteries, green burial caskets, and even green [...]
You’ve settled down. You and your significant other left the apartment life behind and bought your first house. You both have careers, but maybe one of you wants to stay home now that there’s a baby in the house. And your old compact car wouldn’t accommodate a proper child seat, so there’s a new, safer [...]
What Is the Key Difference Between Term vs Whole Life Insurance? Term life and whole life insurance are both insurance policies that allow you to leave a cash benefit for your beneficiaries after you pass. Term life is a temporary insurance policy that is less expensive but has an expiration date. Whole life insurance builds [...]
It’s easy to put off thinking about paying for something that seems so far in the future. After all, there always seem to be competing needs– perhaps retirement funds, college tuition, home renovation, or paying off debt. But thinking ahead about how you’re going to pay for your funeral one day can be a smart [...]
No one likes to think about what will happen when they pass, but ensuring that your loved ones are taken care of and your obligations are met is an important part of financial planning. After all, our loved ones will likely be responsible for covering final expenses. Life insurance plays an important part in taking [...]
Burial insurance is also known as “funeral insurance” and is an easy-to-qualify for, low coverage, whole life insurance policy designed to cover end of life expenses like medical bills, funeral expenses, and other debts that are left behind when you pass. Most burial insurance plans are affordable, have fixed premiums, and can be issued quickly. [...]
Finding a funeral home is difficult, regardless of whether you’ve just lost a loved one or are working on pre-planning. The details surrounding death can make us uneasy, and we often avoid thinking about the topic until absolutely necessary. But part of the reason it’s difficult is this: Most of us just don’t know that [...]
A funeral is any kind of final arrangement (burial or cremation) made by a family after the death of a loved one. The average cost of a funeral is almost $9,000 according to the National Funeral Directors Association depending on the location of the service, the funeral home, and the items used. Funeral planning is [...]
Typically, applying for a life insurance policy has a lot of unknowns because you never know if the insurer is going to approve your application. But with a guaranteed issue life insurance policy, also called a guaranteed acceptance policy, you can have confidence your application will be approved. Table of Contents How It Works - [...]
Cremation insurance is a type of final expense life insurance specifically earmarked to cover the costs of cremation and other final wishes. In the past, cremation has cost less than traditional burial, but with more people choosing to be cremated every year, funeral homes have started adjusting their prices. Today, the cost of cremation can [...]
The average cost of cremation today is $4,000 to $7,000, and the urn is often a huge part of this final expense. The container’s size, style, and material are all important factors in its overall cost. Most people pay $70 to $2,250 for a full sized, permanent urn and $50 to $350 for green burial [...]
The cost of a burial plot depends on several factors. The kind of space, type of cemetery, and where you live all play a role in how much you’ll pay. On average, burial plots for caskets range from $525 to $5,000 and $350 to $2,500 for cremated remains in urns. Table of Contents Types of [...]