Life Insurance Tips

Typically, applying for a life insurance policy has a lot of unknowns because you never know if the insurer is going to approve your application. But with a guaranteed issue life insurance policy, also called a guaranteed acceptance policy, you can have confidence your application will be approved. Table of Contents How It Works - [...]

The average cost of cremation today is $4,000 to $7,000, and the urn is often a huge part of this final expense. The container’s size, style, and material are all important factors in its overall cost. Most people pay $70 to $2,250 for a full sized, permanent urn and $50 to $350 for green burial [...]

The cost of a burial plot depends on several factors. The kind of space, type of cemetery, and where you live all play a role in how much you’ll pay. On average, burial plots for caskets range from $525 to $5,000 and $350 to $2,500 for cremated remains in urns. Table of Contents Types of [...]

Funeral expenses aren’t tax deductible for individuals, and they’re only tax exempt for some estates. Estates worth $11.58 million or more need to file federal tax returns, and only 13 states require them. For this reason, most can’t claim tax deductions. Plus, the values of estates that have to pay federal or state taxes are [...]

A casket is a huge funeral expense. With an average cost of $2,000 to $5,000, it’s often the most expensive aspect of a funeral. Getting a casket price list from the funeral home you work with, comparison shopping online, and choosing the right burial or funeral insurance policy are all helpful ways to save money [...]

Life insurance is a useful tool for helping your loved ones pay your final expenses. Although many people buy a policy in their younger years, there are many senior life insurance options for people over 60. Comparing different plans is a great way to find affordable life insurance for seniors. Table of Contents Cost of [...]

When you’re 70 or older, finding affordable senior life insurance might feel harder than it did when you were younger. But no matter your age, life insurance is an important way to help your loved ones cover the costs of your final expenses, so it’s important to explore your options. Comparing different policies and prices [...]

When you’re 80 and older, there are fewer senior life insurance options available than when you were younger, and you won’t be able to buy a large policy. The good news is that at this stage in your life, you don’t need as much coverage as you used to. Most adults in their 80s have [...]

Losing a loved one is never easy, but losing your husband or wife is one of the most devastating experiences you’ll ever go through. In addition to saying goodbye to your life partner, there are many things you need to do when your spouse dies. Our checklists explain what you need to do, who you [...]